Learn How to Play Baccarat – A Beginner’s Guide to Rules, Bets & Strategy
Learning how to play baccarat is much easier than you might think. This classic casino card game is popular in both online casinos and live venues. Whether you bet on the Player, Banker, or a Tie, the goal is simple: choose the side with the hand closest to 9.
Baccarat Rules Explained
Each round of baccarat begins with two cards dealt to both the Player and Banker sides. A third card may be drawn based on specific rules. Card values are calculated with face cards and tens worth 0, aces worth 1, and all other cards worth their face value. If the total exceeds 9, only the second digit counts (e.g. 15 becomes 5).
Betting Options
-
Player Bet: Pays 1:1 if the Player wins
-
Banker Bet: Pays 1:1 minus 5% commission if the Banker wins
-
Tie Bet: Pays 8:1 (but has a low chance of winning)
Most players bet on the Banker since it has the lowest house edge.
Baccarat Etiquette & Tips
-
Always exchange real money for chips before betting
-
Don’t hand cash directly to the dealer—place it on the table
-
Keep calm and avoid playing when tired or emotional
-
Set a win/loss limit and know when to walk away
-
Avoid betting on Tie—it’s risky with just a 9.5% probability
Final Thoughts
Now that you know the basics of how to play baccarat, you’re ready to hit the tables—online or in person. Stick to smart strategies, respect casino etiquette, and always play responsibly. For more tips and guides on casino games like poker, craps, and baccarat, be sure to follow our blog.
